Author: Kevin L.

Redeeming KrisFlyer Flights + Stopover : A Step-By-Step Guide To Your US$100 Business Class Flight

Introduction The basics? After registering for a KrisFlyer account and religiously using credit cards to earn those precious points, remember to transfer them to your KrisFlyer account before they expire. Some actually don’t expire, which is great. While I haven’t redeemed my Suites Class flights yet, a pair of Business Class would be a nice appetizer. After accumulating miles and deciding on where to spend them, the rest should be easy, right? Maximizing miles? That’s the tough part, but I’m going to make it easy for you with an example. I’ll illustrate what I know as the stopover travel...

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Transport Tycoon Ain’t Easy : Real-Life Edition

When I was younger, I spent many hours playing Transport Tycoon building bus and train stations, growing the size of towns and cities and adding airports etc eventually. Train stations are almost always the first things that I built. In real life, connecting train stations, especially high-speed ones, are especially challenging and costly. Apparently, it seems like the High-Speed Rail (HSR) link between Kuala Lumpur and Singapore has been postponed (not scrapped, yet). Making the right and tough decisions take true grit – even if they may be unpopular decisions. To Dr. M, it may be the best option he has,...

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[Not-So-Frugal Series] Leaving On A Jet Plane

Remember Project Singapore Airlines Suites? Since I have got too many miles to spare (167,819 miles as of May 2018), it’s time to live the high life. YOLO? Yes, the infamous stopover travel hack. Total damage of 27,500 miles and SGD$190.50 per pax incurred. Not too bad actually, considering it is for two business class flights. OO (Passenger Security Service Charge) = $8.00 OP (Aviation Levy) = $6.10 SG (Passenger Service Charge) = $19.90 TW (Airport Service Fee – Intl) = $22.50 Stopover x 1 = $134.00 Will write more about it next time...

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Turtle Talk – What Have I Been Up To?

Lesser updates recently as life has taken over, but you don’t really care anyway, right? 😉 I left for a short retreat with my wife to a remote island to recharge and get in touch with nature. It was a good break – think more, do less. Pool-villa all to ourselves, listening to the waves lapping against the shore, all day long. No TV, no air-conditioning, and limited WIFI. Here is the original photo minus the watercolor-ish feel. There may be detractors, and yes there always will be, but investing with robo-advisor is something I deeply believe in. This...

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AutoWealth Review – Information For Advanced Users (And Something On StashAway)

This is a follow-up post to my earlier post on AutoWealth : My AutoWealth Experience : The Best Robo-Advisor For Index Investors? The interest and response to my earlier review on AutoWealth robo-advisor far exceeded my expectations, which was why I’ve decided to add on a little bit of information to what I’ve shared earlier. SAXO View-Only Client As explained in my previous post, ETFs in my portfolio are kept and held in my own SAXO account as part of my account opening with AutoWealth. AutoWealth simply executes the trades for me. Because it is pretty much a standalone...

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Turtle Thoughts

SG Index ETFs Dividends

ABF Singapore Bond ETF (A35) : Annual
a) 02-Jan-2015 >> SGD$0.0305
b) 04-Jan-2016 >> SGD$0.0265
c) 03-Jan-2017 >> SGD$0.0214
d) 02-Jan-2018 >> SGD$0.0261

SPDR STI ETF (ES3) : Bi-Annual
a) 29-Jan-2016 >> SGD$0.051
b) 29-Jul-2016 >> SGD$0.042
c) 02-Feb-2017 >> SGD$0.053
d) 28-Jul-2017 >> SGD$0.048
e) 01-Feb-2018 >> SGD$0.053

Turtle Projects

Turtle For Charity

Turtle Air Miles Cards

Want to fly in Business Class or First Class? Start your own Air Miles Project today with one of the following credit cards! I knew you would ask - nope, we don't need one million miles.

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