I just want to make a quick update about a few things. Despite the circuit breaker situation, life goes on and we’re all trying to get on with our lives despite the challenges that lie ahead of us.

Annual (and More) Giveaways

Regular readers would know about my annual giveaway where I basically have a lucky draw for the existing subscribers (weekly email updates) of my blog. Basically, this is the part where you get something for free, no catch.

Every Saturday at 10am, you will get a plain text email from me if there are any new blog posts that were published within the week. No spam, no gimmick – that’s my personal guarantee.

Very important : You need to whitelist contact[at]turtleinvestor[dot]net because every year, there is plenty of issues getting in touch with the winner with non-replies. You have no idea how hard it is to give out free stuff 😛

However, considering the current circuit breaker situation, sending out a book to you (no, I wouldn’t want to receive things from strangers too) is definitely not the brightest idea, so I will be giving out virtual items instead.

StocksCafe 1-year memberships, to be specific. Good idea to start tracking your investments, if you haven’t – because accountability. For new accounts only!

Turtle Investor Indexing Portfolio (1-Year)

While I’m at it, I bought a couple more of those redeemable codes from Evan, who is doing a fantastic job of running StocksCafe. And I’d be giving them out for free!

This is not a sponsored post. I can do this because I get revenue share when readers sign up for services that I am already using, via my referral codes, and I’m simply giving them back to you – my readers.

Time for giveaways soon! But I haven’t decided on a schedule yet but I’m thinking of giving one in April, June, August, October and December for a total of 5 giveaways. At the current rate of $39/user/year, that’s worth a total of $195.

I know, everyone likes to get free stuff, isn’t it? The thrill of winning!

I will be popping the first giveaway probably next week, and it will run from April to May 2020, so keep a lookout for it. The prize is identical to the giveaway I ran in December 2019. If you don’t feel like waiting, signing up using my referral code gets you a 3-months trial worth $14.70 (instant win) 🙂

Additional AutoWealth Deposits in 2020

As mentioned, I would be increasing my AutoWealth deposits for the rest of the year, and I’m doing it on the 15th of every month.

I like this poster that I did for AutoWealth. Plenty of feelz! Stay calm, and keep investing.

My original deposit schedule was only the 1st of every month, so I’m currently making a deposit every two weeks or so. Call me a pessimist, but that’s my (hopefully wrong) take.

Based on official sources, AutoWealth is going to roll-out CPF-related investment options soon.

Basic Healthcare Sum (BHS) 2020

For 2020, the BHS amount has increased by 4.9% (from $57,200 in 2019) to $60,000. The wheels of time continue to spin, regardless of the situation we’re in. With the contribution on 1st of April, I have hit the $60K CPF-MA mark. Now, excess inflow will be going towards my CPF-SA.

Since hitting the CPF Full Retirement Sum last year, I have stopped updating my CPF status report on a monthly basis like in the past. I have hit my original milestone, but I will continue to do what I have done in the past.

Nothing has changed in terms of building a more secure future. On a personal level, I have crossed the 2021 FRS mark and at the half-way mark for 2022 FRS. My next goal? To take our (wife + myself) combined CPF balance to FRS by 2022, when I would be forty years old (OMGGG how did I get so old, so fast).

Seeking The Little Wins In Times Of Crisis

My amazing credit debit card gives me flat 10% rebate (see here) on the following super essential merchants, on top of all the discount codes, vouchers and subscription plans!

  • GrabFood
  • FairPrice NTUC
  • Sheng Siong
  • Carrefour
  • Deliveroo
  • FoodPanda
  • McDonald’s

As I have mentioned on Twitter, I am converting this 10% rebate into perma-tips for the hardworking delivery folks. They deserve it. Food delivery apps should give us the option to directly tip the food provider too, so that we can support local businesses!

Ridiculously good? Yes. Are there risks? Yes. That’s why I encash these rebates frequently.

The SingLife (not a bank) Account offers high interest of 2.5% for the first $10,000. I haven’t gotten around to writing a blog post on it, and I’m not sure if I ever will.

Plenty of information already written on this product. Basically, the question on everyone’s mind : “Singlife Account is protected up to specified limits by the Singapore Deposit Insurance Corporation” which seems intentionally vague.

So, I got on the official in-app chat support which redirected to WhatsApp and asked them, “yes” or “no”? They told me that it is capital guaranteed. Of course I took a screenshot of it ha!

Ridiculously good? Yes. Are there risks? Yes.


    😛    (thanks!)