This will be a blog resource whereby I would update the information periodically.
Considering the crypto contagion that is spreading, there is no way to tell which lending platforms are currently solvent.
While I’m still linking platforms I’m currently using, it is my view that it would be prudent to sit on the sidelines for a few weeks or months, and wait for the dust to settle.
Giving up a little yield is definitely worth the wait.
| Product / Platform | Category | Projected Yield | Referral Reward You Will Get |
|---|---|---|---|
| Singlife | Insurance Savings Plan | 0.5% – 1.5% First $10,000 – $100k | n/a |
| Singtel Dash PET | Insurance Savings Plan | 1.5% First $10,000 | n/a |
| Singapore Savings Bonds | Singapore Savings Bonds | 2.63% (Sep 2022) | n/a |
| MoneyOwl – WiseSaver | Robo-Advisor | 2.08% (Jul 2022) | $20 GrabFood Credit |
| Endowus – Cash Smart | Robo-Advisor | 1.5% to 3.0% | $20 Access Fee Credit |
| Syfe – Cash+ | Robo-Advisor | 1.5% | 6 Months Fee Waiver |
| Crypto.com | Crypto – Custodian | 4.5% APY First US$3,000 | US$25 (CRO) |
| BlockFi | Crypto – Custodian | 8.5% APY First US$20,000 | US$10 (BTC) |
| Gemini | Crypto – Custodian | 7.15% APY | US$10 (BTC) |
| FTX Earn (Blockfolio) | Crypto – Custodian | 8.0% APY First US$10,000 | Random Free Token |
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Did I mention I have a brand new shop? Basically an upgraded version of my dedicated referral links & codes page and some are exclusive offers. In my virtual store, I penned down my thoughts and listed some awesome products and services that I’m already paying for that helped to supercharge my financial journey. Check it out – it might have something you want!
Hello! I’m Kevin, Turtle Investor
At the age of 30, I am the Personal Finance Blogger who laid claim to a negative net worth of minus $25,755 – and decided to turn things around.
- Seven years later in 2019, I hit CPF Full Retirement Sum (FRS) of $176,000 without making a single cent of CPF top-up
- In nine years, I have added more than $1 million to my net worth
- In total, I have earned more than six-figures in alternative income in addition to my job
My blueprint for financial independence can help give you a head start in your own FIRE – Financial Independence, Retire Early (optional) – journey. More tidbits about myself here if you’re curious.
I am married to a lovely wife and that means dual income with no kids. In my free time, I chase miles so that we can fly in business class. My hobbies include making pocket change off this blog and sharing everything I know with you!
