Net worth tracking is fun! You know, I am pretty far from the ideal case when it comes to bloggers on personal finance. On Christmas Day in 2012, I started blogging. Oh yes, a quick mention that I love December and January - the months when there are plenty of new bloggers on the scene. Keep on writing! I would love to learn more from you! I started late, as in … [Read more...] about My Net Worth Is Low 6-Figure And I’m OK With It (2020)
Anything and everything about personal finance. Financial independence, retire early (FIRE) is a recurring topic plus budgeting and expense tracking, retirement plans i.e. CPF and increasing our net worth to supercharge our FIRE journey.
For a little background, this is a series of blog posts I have been writing since 2015 : CPF Money That Keeps Growing And Growing (2015) CPF Money That Keeps Growing (2017) CPF Money That Keeps Growing (2018) CPF Money That Keeps Growing (2019) To get a few things out of the way - First, this blog post isn't a pissing contest. Like what I wrote for 2018, if … [Read more...] about CPF Money That Grew Till FRS And Lasted All Of 8 Days (2020)
The personal mobility device (PMD) footpath ban came hard and fast. In terms of impact to the needy or people's livelihoods, was it a case of : Didn't know (enough)? -- impossible, given the style of policy making Didn't care (enough)? -- tsk tsk $7 million grant immediately announced Choosing the lesser evil? I think I'll leave it to you to ponder over it. You … [Read more...] about I Asked CPF Board Whether My Parents Can Join CPF Life
It has been called so many names. Some people still refer to it as CPF Medisave Limit or Medisave Cap Limit. A short history lesson : In its previous iteration, the official name was Medisave Contribution Ceiling (MCC) but on 1st January 2016, MCC has been renamed as Basic Healthcare Sum. So, what is it? The Basic Healthcare Sum (BHS) is the estimated savings required for … [Read more...] about CPF News – $60,000 Basic Healthcare Sum For 2020
Look what I found when I was doing some packing during the long weekend! Once upon a time, Papa/Mama CPF loan wasn't really an option (hint: there wasn't much in them) so I couldn't borrow from them. Long story short, I ended up borrowing from the bank for my university studies. Not too sure if this is still a thing, but we could actually borrow $2,000 to buy a crappy … [Read more...] about No, I Haven’t Got It All Figured Out