Update (14-Aug-2020) –
The winner of this third giveaway is E**** with email address hel****les@****.com so check your inbox!
Time for a brand new edition of my giveaway for one StocksCafe 1-year plan!
If you have entered the previous giveaways but didn’t win, you can enter this giveaway by entering your email address again below. It doesn’t matter if you input the same email address – the automated giveaway will treat it as a fresh, new entry.
This is the third giveaway in a series of 5 giveaways, and this third one is going to be from running from now to 14th August 2020.
Based on the experience from the previous round, it felt that two weeks is just nice – not too long or short.
The StocksCafe 1-year plan at the current rate of $39 per user per year, so that’s a pretty worthwhile gift to receive! 🙂
Why use StocksCafe? An AutoWealth example
Let’s cut to the chase – it’s all about focusing on the outcomes and benefits and how it solves our problems or pain points, right?
Today, I’m going to use the example of AutoWealth. I started investing with AutoWealth robo-advisor on the 20th October 2017 and their website constantly provides me with valuable insights as to how my portfolio is performing.
Nevertheless, I have always been very curious as to how well the portfolio is doing, in comparison to .. let’s say the Straits Times Index or Vanguard Total World Stock ETF (VT). I want to know how it compares against not using such a service, obviously.
Which is exactly what I’m going to show you today! In the three years since then, I have seen a fair share of ups and downs in the market but one thing that has never changed was the portfolio allocation – 60% equities and 40% bonds.
OK – another thing, repeatedly adding of funds into my portfolio. To the results then!
To paint a complete picture, I have added all my AutoWealth transactions – buys and sells or ETFs – charted it against STI ETF and Vanguard VT for comparison. After adding in my transactions, the StocksCafe platform can then generate informative charts and tables for our viewing pleasure.
Overall time-weighted returns since 2017 –
- AutoWealth = 19.56%
- Vanguard VT = 15.34%
- STI ETF = -17.15%
As we can see, each of them has had their chance in the limelight of racing ahead only to stay leashed, regardless of whether it is STI ETF, VT or AutoWealth.
At this point in time, AutoWealth is leading the pack – something that it hasn’t really done much in the past. Downturns are when AutoWealth really shines due to its large percentage of bond components.
Another interesting perspective is to look at is the monthly volatility.
OK, putting aside that we’re in one of the largest crisis in decades and I’ve mentioned that AutoWealth will obviously do better than 100% equities, the AutoWealth portfolio will also have the lowest volatility due to the 40% bonds weightage.
Similar results can be seen for maximum drawdown if you look at the table above.
Before you get to it – yes, different time frames will yield different results and this is simply based on when I started my AutoWealth investments. It meant that I didn’t selectively choose this time-frame just to make my results look good.
Likewise, you can view StocksCafe as a tool you can use to track your investments and compare how they are performing to benchmarks such as STI ETF, S&P 500 or VT. Interested in getting your account?
StocksCafe – easy tracking everyday
Having a benchmark to evaluate our investments is a very important aspect of helping us to make better investment decisions, and regardless of which tool you are using, more importantly, is the act of monitoring it.
If StocksCafe is new to you, StocksCafe is basically a suite of tools that help me to invest better. Besides AutoWealth robo-advisor portfolio, I can also use it to track my SYFE REIT+ robo-advisor portfolio and my DIY dividend picks.
Evan started StocksCafe as a personal project and has put in a ton of effort into improving StocksCafe and making it available for all. Access to data is expensive – a pricey five-figure sum each year. To help StocksCafe to grow (and ensure its survival), it needs to increase the number of users. (see The True Cost of Being Free)
As always, I only recommend what I use 🙂
Important Giveaway Information
Here is the really important information for the giveaway! All you need to take note is :
- By entering the giveaway, your email address will be subscribed to the Turtle Investor newsletter. Every Saturday at 10am, you will get a simple, plain text email from me if there are any new blog posts that were published within the week. No spam, no gimmick, and it will not be used in any other way. Existing subscribers are not excluded from the giveaway, you can simply enter the giveaway using the same email address that you subscribed with.
- Create additional entries to win the giveaway by following (a ‘Like’ would be nice too) my Facebook page and following me on Twitter.
- You do not have an existing StocksCafe account. (if you do, well .. the trick is that you can create a new account and use the code if you win)
- One lucky winner will receive a one-time use referral code (via email) that you must enter when signing up.
- The giveaway will run for 2 weeks, starting from 01-Aug-2020 and ending on 14-Aug-2020. In case the code ends up in your spam mail, check back here on this blog post (I’ll update it) by end August 2020 to see if you won.
- This is not a sponsored post.
Very important – You need to whitelist contact[at]turtleinvestor[dot]net because every year, there are plenty of issues getting in touch with the winner with non-replies. You have no idea how hard it is to give out free stuff 😛
The giveaway will be live once you see this post!
StocksCafe referral code
If you don’t feel like waiting, signing up using my referral code gets you a 3-months trial worth $14.70 (instant win)
StocksCafe Referral Code (New sign-ups) : stockscafeturtle | turtle investor link
Website : stocks.cafe
What You Get : 3 Months Trial (worth $14.70)
What T.I Get : 20% Revenue Share
See How I Use StocksCafe : my blog posts
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Blog news & stuff
I recently created free eBooks for you – do check them out!
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Hello! I’m Kevin, Turtle Investor
At the age of 30, I am the Personal Finance Blogger who laid claim to a negative net worth of minus $25,755 – and decided to turn things around.
- Seven years later in 2019, I hit CPF Full Retirement Sum (FRS) of $176,000 without making a single cent of CPF top-up.
- In eight years, I added $453,000 to my net worth (excluding the value of my HDB apartment).
- I made over $12,000 in alternative income in 2020 (and $20,000 in one month) in addition to my full-time job.
I am married to a lovely wife and that means dual income with no kids. In my free time, I chase miles so that we can fly in business class. My hobby is making pocket change off this blog and sharing everything I know with you!
Supporting My Family Who Is Impacted by Covid-19