My dad has a chronic heart condition that requires regular health screenings and medication. Needless to say, health-care costs can add up quickly over the course of the year which can deplete the amount of MediSave he can use in a single year.

Every six months, he makes a trip to the heart centre and gets a re-supply of medication.

Pretty obvious from the invoice that Rivaroxaban is the killer here. With no subsidy, it is a whopping $492 bucks.

Rivaroxaban, sold under the brand name Xarelto, among others, is an oral anticoagulant medication (blood thinner). It is commonly used to prevent blood clots.

To be honest, I haven’t quite figured out how everything works, but what I did was to authorize my parents (my mum usually makes the trip to the doc with my dad) to use my MediSave whenever they need to. There is basically a form to sign, and don’t forget to make a copy of NRIC. Pretty simple.

Some people don’t seem to realize this or had simply forgotten that this can be done. A couple of days later, I got this letter from CPF board.

According to my mum, she said up to a portion (80% … or something, but my numbers don’t seem to match up) can be paid for using my MediSave so yeah, that helps them a lot. This applies for medication, but can’t use it for health checks and procedures. Anyway, good situation to be in since my CPF-MA is maxed out already, so it’ll help free up their cash flow.